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Virtual card created in a tap

Get your Elza Virtual Visa Card in just 2 minutes — the smarter alternative to Mastercard. Shop securely and seamlessly at millions of online stores worldwide.

Make everyday spending a breeze.

No card? No problem. Get your free Elza virtual Visa in minutes — no waiting, no shipping. Just sign up and start spending online, instantly.

Get started
Money Transfer

Go Virtual. Use Your Virtual Card.

Skip the lines. Save time and money instantly.

  • 1. Download the app

    Get the app on the Apple or Play Store and sign up.

  • 2. Top up

    Easily load your app using a debit card, bank account, mobile money or bill payment terminals.

  • 3. Get Virtual Card Instantly

    Use your Virtual Card for online payments anytime, anywhere.

Elza Card

Get your card in just one tap — no waiting, no delivery.

Quick Sign Up, No Hassle

Register with your phone — no documents, no salary needed.

No Strings Attached

No contracts. Cancel anytime, on your terms.

Shop Anywhere, Anytime

Accepted at over 50 million online and in-store merchants globally.

We’ve got your back

3D-Secure technology

Rest easy knowing your purchases are protected thanks to the Visa 3D-Secure technology.

24/7 control

Freeze and unfreeze your card whenever you want with a tap of your phone.

App notifications

Stay informed of your app usage with real-time notifications on every transaction.

Frequently Asked Questions

Do I need a minimum salary to get an Elza card?

Nope! There’s no salary requirement to get your Elza virtual Visa card. It’s perfect if you don’t have a traditional credit card or a fixed income.

How can I add money to my Elza app?

You can top up your Elza balance using a debit card, mobile money, bank transfer, or bill payment terminals. Available options may vary by country.

Where can I use my Elza card?

Your Elza virtual Visa card works at millions of online stores that accept Visa — shop globally with ease.

Can I temporarily freeze my Elza card?

Yes! You can freeze or unfreeze your Elza card anytime directly in the app — full control, always.